How the Money Tree Bonus starts
The Help Page says the Money Tree Bonus is triggered when Bonus symbols appear anywhere on reels 1 and 5 at the same time. The Bonus symbol is a money tree picture labelled BONUS. Two picks follow:
- Choose 1 out of 6 "Red Packets" from the money tree to reveal the number of Free Spins awarded.
- Then choose 1 out of 3 gold coins to reveal the bonus multiplier for those free spins.
- The pages print up to 20 Free Spins and up to x10 bonus multiplier.
More spins inside the Free Spins
Bonus symbols on reels 1 and 5 during Free Spins award additional free spins, played with the same bonus multiplier. These can be won infinitely.
The Gamble Card after a win
Lucky Koi has a Gamble Card feature. The player may choose to gamble a main game winning in the Gamble Game Feature by guessing the next card:
- A correct BLACK or RED colour guess doubles the winning.
- A correct suit guess multiplies the winning by 4.
- A wrong guess forfeits all winnings up to that guess, including the main game winning wagered in the gamble game.
- Each main game winning can be gambled a maximum of 4 times.
The golden fish WILD and the SCATTER
The WILD is a golden fish labelled WILD. It substitutes all symbols except SCATTER and BONUS and appears on any reel in the main game and the free game. The WILD also has its own values for 5, 4, 3 and 2 of a kind.
SCATTER symbols appear randomly anywhere on the reels; their payouts are multiplied by total bet and added to line wins.
Regular symbols and the 20 lines
The section for the other symbols prints "All wins shown with bet multiplier at 1". The gold ingot, golden lotus, gold egg and gold coins have values from 2 of a kind, while A, K, Q and J start at 3 of a kind. The Paylines: 5 Reels 20 Lines section draws the lines numbered 1 to 20.
Wins go to adjacent symbols on an active payline from left to right, starting with the leftmost reel. Only the highest win pays per line, and payline wins are multiplied by the line bet.
Bet settings
The bet menu has Value, Level and Bet. Total bet per game round = Value X Level X Credit, and the printed example is 0.05 X 1 X 20 = 1.00. Auto Play runs from 10 rounds up to infinity. Malfunctions void all plays and pays.
Lucky Koi paytable
Values as printed on the Paytable page for 5, 4, 3 and 2 of a kind; the section for the other symbols prints All wins shown with bet multiplier at 1. Payline wins are multiplied by the line bet; SCATTER payouts are multiplied by total bet and added to line wins.
| Symbol | 5 | 4 | 3 | 2 |
|---|---|---|---|---|
| Golden fish WILD | 10,000 | 1,000 | 100 | 10 |
| SCATTER | 50 | 10 | 5 | β |
| Gold ingot | 1,000 | 250 | 50 | 5 |
| Golden lotus | 500 | 150 | 30 | 5 |
| Gold egg | 400 | 100 | 20 | 5 |
| Gold coins | 300 | 75 | 15 | 5 |
| A | 250 | 50 | 10 | β |
| K | 200 | 25 | 10 | β |
| Q | 150 | 20 | 5 | β |
| J | 100 | 20 | 5 | β |
Rules and paytable taken from the in-game help pages in October 2026.
New members: free RM20 angpao, no deposit needed (Free Event games only). Terms apply.